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Life in Thailand
Thailand is a beautiful country for a very interesting and / or relaxing vacation. This often leads to the fact that some people want to spend the time after their working life here. However, this can present some difficulties.
Germans need a long-term visa with a term of three months or one year. To do this, you must first visit the Thai embassy in Berlin or a thail. Contact the consulate in Germany. These require, among other things, a monthly minimum income from the applicant.
Royal Thai Embassy
Lepsiusstrasse 64/66 12163 Berlin Tel .: 030-794 810
Royal Thai Consulate General
Kennedyallee 109, 60596 Frankfurt am Main Tel: 069-69 868 205
other consulates in Munich, Hamburg, Düsseldorf, Stuttgart, Essen
In Thailand, foreigners also have to report to the responsible immigration office (Immigration) every 90 days in order to be approved for a further 90 days with the same visa. (see for the latest regulations: (www.immigration.go.th)
An extension of the visa can be applied for at the Immigration Office. For this purpose, a certificate of monthly income must be submitted, which the German embassy in Bangkok or one of the three honorary consulates (in Chiang Mai, Phuket or Pattaya) issues.
Health insurance (KV)
People with statutory health insurance in Germany who want to stay permanently in Thailand usually do not receive any benefits from their health insurance company. If you are not insured by a national or international KV in Thailand, you have to pay all medical bills or hospital costs yourself. Those who have no money are usually left untreated.
Only a few health insurances take on people over sixty years of age and one can usually no longer conclude an insurance contract from the age of 70. With many KVs, chronic illnesses or previous illnesses are excluded from insurance cover. In general, the following also applies: the better and more extensive the insurance cover, the higher the contributions.
An insurance contract is often only valid for one year. After that, some insurance companies reclassify you after an examination and have to pay a higher premium.
In Thailand there are excellent hospitals that are equivalent to a five-star hotel in terms of equipment and service, but which also come close to a German hospital stay in terms of price or can even exceed the costs. State KKH are quite affordable (a quadruple bypass operation costs around 400,000 baht). Here, however, you have to expect long waiting times. Multi-bed rooms (up to 40 beds in one large room) are the norm, single rooms cost extra. The costs for foreigners are often higher than for Thais. Foreign languages are generally spoken less often in public health care centers than in private health care centers.
Nursing staff come in many different qualities. There are, for example, the cleaning woman's relatives, who are in no way professionally qualified, but who may well keep an elderly person company and take care of them. Agencies arrange nursing staff for sick people who need professional care. You can sign monthly contracts, the costs depend on previous education and language skills and the severity of the disability as well as the distance from the agency. You can also hire nurses for care in the hospital or at home through the hospitals.
The situation is similar for nursing homes. As with the hospitals, there are very good professional facilities as well as smaller, more privately run houses that have few therapeutic options. Since such a home is often confined to a confined space, the residents hardly have the opportunity to move around independently. As a rule, they lie or sit in their beds from morning to night or, for a change, in the corridor. The patients are hygienically cared for and fed there. There is often also the option of physiotherapy.
Retirement home in Thailand / residential complexes for seniors
Thailand has become a popular country with seniors. Here in the warmth you can live well, whether in an apartment or in a small house. For older people there are also various options with care.
There are recently some projects that are building residential complexes for seniors. These are mostly well-kept villa complexes with versatile comfort and service, which also demands a corresponding price.
Special case: early retirement
Early retirees with low incomes hope that they can live comparatively better in Thailand than in Germany. However, this only applies to the extent that the early pension is paid regularly and there are no extraordinary costs that are not covered, such as for medical treatment.
Thailand is a beautiful country to retire to while you are healthy. Compatriots who do not have adequate health insurance abroad to treat expensive diseases should stay in Germany as a precaution.
As a tourist you live best in Thailand, then you really only have to do with the sunny side. Travel insurance, which is usually quite inexpensive, is sufficient.
In the case of long-term stays, you cannot avoid going to the authorities. (Residence permit, etc.) If you don't speak Thai or English, you need the help of someone you trust.
There is no social network for Germans abroad. Anyone who leaves without insurance must know that there is no organization that will pay for any costs, not even in emergencies. The German embassy can only establish contact with relatives and ask them to help in an emergency. Acute serious illnesses or accidents can ruin a family.
One should absolutely avoid breaking all bridges in the old homeland. It would certainly make sense to have health insurance in Germany and a place of residence with children or friends.
The German Aid Association can only help to a very limited extent!
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