How dreams come true in your life

Wüstenrot my life

The savings rate rose sharply in 2020 compared to the previous year - from 8.2 percent to 13.7 percent. Due to the Corona crisis, there were fewer opportunities to spend money and, on the other hand, people kept their money together out of insecurity. But even in normal times it makes sense to save - for example for the future of people under 26.

Make dreams come true

Young people have big dreams: their own car, their own apartment or a year of study abroad. But very few have enough money to implement these projects with their own resources. Many dreams are a long way off. It doesn't have to be: the earlier you start saving, the faster you can make your dreams come true.

Simple and flexible

If you are not yet 26 years old, you can lay the foundation for realizing your future dreams with the flexible youth home savings from Wüstenrot. You save part of your money for six years, which you can then freely dispose of at the end of the term. You can decide whether you want to deposit a monthly, annual or one-time payment. Deposits are possible from as little as 25 euros per month. Of course, your parents, grandparents or godparents can also save money for your future dreams. And you can use the savings for a wide variety of purposes. Your money is safely invested: Your deposits with us are covered by the statutory deposit guarantee system up to an amount of 100,000 euros.

High starting interest

Wüstenrot supports your savings with an attractive interest rate. The flexible youth home savings offers you a starting interest rate of two percent in the first six months [1]. Thereafter, market rates apply. In addition, you acquire an entitlement to an attractive building society loan.

State premium

The state also encourages you to save with an annual bonus. The home loan savings premium is based on the general interest rate and amounts to between 1.5 and 4.0 percent of the deposit of a maximum of 1,200 euros per person and year. In addition, you do not have to pay capital gains tax for the building society premiums.
If you want to start saving right away, conclude your online home loan and savings contract in three simple steps and get one step closer to realizing your future dreams.